Insurance policies contain exclusions, limitations, reductions of benefits, and terms for keeping them in force. Not everyone will qualify for insurance. Rates are determined by various factors, including but not limited to age, health, and medical history. Extra riders increase the cost of premium. Your financial professional can provide you with costs and complete details. Guarantees are subject to the claims paying ability of the underlying Insurance company. Loans and withdrawals reduce the policy’s cash value and death benefit and increase the chance that the policy may lapse. Using acceleration of death benefits will reduce the benefit available at time of death. If the policy lapses, terminates, is surrendered or becomes a modified endowment, the loan balance at such time would generally be viewed as distributed and taxable under the general rules for distributions of policy cash values. This communication on this site is strictly intended for individuals residing in the states of CA, CO, OR, TX, WA
Interested in becoming a life insurance producer?
If you would like to learn more, contact Kanishia Wallace at UniiqueLife Consumer Solutions. Call 916-800-6122 or by email firstname.lastname@example.org